:root{--navy:#0B3B4F;--blue:#12566F;--green:#1E9E6A;--green-d:#177E54;--gold:#F4B63F;--gold-d:#D99A1E;--ink:#1C2B33;--muted:#55656D;--bg:#F5F7F6;--line:#E1E8E6;--r:14px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--blue)}img,svg{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
header.site{position:sticky;top:0;z-index:5;background:#fff;border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand img{width:38px;height:38px}.brand b{font-size:1.25rem;letter-spacing:-.01em;display:block;line-height:1.05}
.brand small{display:block;color:var(--green-d);font-size:.62rem;letter-spacing:.32em;font-weight:700}
nav.main{display:none}nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem;padding:8px 10px;border-radius:8px}
nav.main a[aria-current]{color:var(--navy);background:var(--bg)}
.lang{display:inline-flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;font-weight:700;font-size:.85rem}
.lang a{padding:6px 12px;text-decoration:none;color:var(--muted)}.lang a.on{background:var(--navy);color:#fff}
.menu{display:flex;gap:6px;overflow-x:auto;padding:0 20px 10px;scrollbar-width:none}
.menu a{flex:0 0 auto;font-size:.88rem;text-decoration:none;color:var(--ink);background:var(--bg);padding:6px 12px;border-radius:999px}
.menu a[aria-current]{background:var(--navy);color:#fff}
@media(min-width:1200px){nav.main{display:flex;gap:2px}}
.hero{background:linear-gradient(160deg,var(--navy),var(--blue));color:#fff;padding:48px 0 56px}
.hero h1{font-size:clamp(1.9rem,5vw,3rem);line-height:1.12;margin:.2em 0 .4em;letter-spacing:-.02em}
.hero p.lead{font-size:1.15rem;max-width:640px;color:#D7E8EC}
.eyebrow{display:inline-block;background:rgba(244,182,63,.16);color:#FBD98A;border:1px solid rgba(244,182,63,.45);padding:4px 12px;border-radius:999px;font-size:.85rem;font-weight:600}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn{display:inline-block;padding:13px 22px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent}
.btn.g{background:var(--green-d);color:#fff}.btn.g:hover{background:#12693F}
.btn.au{background:var(--gold);color:var(--navy)}.btn.au:hover{background:var(--gold-d)}
.btn.o{border-color:#fff;color:#fff}.btn.nv{background:var(--navy);color:#fff}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:26px;font-size:.92rem;color:#D7E8EC}
.trust span:before{content:"✓ ";color:var(--gold);font-weight:800}
section{padding:48px 0}section.alt{background:var(--bg)}
h2{color:var(--navy);font-size:clamp(1.5rem,3.5vw,2.1rem);line-height:1.2;margin:0 0 .5em;letter-spacing:-.01em}
h3{color:var(--navy);margin:.2em 0 .3em}
.grid{display:grid;gap:16px}@media(min-width:720px){.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card .n{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--green-d);color:#fff;font-weight:800}
.price{font-size:1.6rem;font-weight:800;color:var(--navy)}.price small{font-size:.9rem;color:var(--muted);font-weight:600}
.card.feat{border:2px solid var(--green)}
ul.check{padding-left:0;list-style:none}ul.check li{padding-left:26px;position:relative;margin:.35em 0}
ul.check li:before{content:"✓";position:absolute;left:0;color:var(--green-d);font-weight:800}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0}
summary{font-weight:700;color:var(--navy);cursor:pointer}
.notice{border-left:4px solid var(--green);background:#EAF6F0;padding:14px 18px;border-radius:8px}
.todo{background:#FEF3C7;border:1px dashed #D97706;color:#7C2D12;padding:2px 6px;border-radius:6px;font-size:.85em;font-weight:600}
form{display:grid;gap:12px}label{font-weight:600;font-size:.95rem}
input,select,textarea{width:100%;padding:12px;border:1px solid #C9D3DE;border-radius:10px;font:inherit}
.wa{background:#25D366;color:#073B1C}
footer{background:var(--navy);color:#C8DCE1;padding:36px 0;font-size:.88rem}
footer a{color:#fff}footer h4{color:#fff;margin:.2em 0 .5em}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:22px;padding-top:16px;font-size:.8rem;line-height:1.55}
nav.main a{white-space:nowrap}.brand em{white-space:nowrap}
@media(min-width:900px) and (max-width:1199px){nav.main{display:none}.menu{display:flex}}
@media(min-width:1200px){.menu{display:none}}
header.site .wrap{max-width:1280px}.brand,.lang{flex-shrink:0}
nav.main{min-width:0}nav.main a{padding:8px 7px;font-size:.9rem}
@media(min-width:1200px) and (max-width:1339px){nav.main{display:none}.menu{display:flex}}
@media(min-width:1340px){nav.main{display:flex}}

.hero{background:linear-gradient(160deg,#0B3B4F 0%,#0E4A5F 60%,#12566F 100%);border-bottom:4px solid var(--gold)}
.brand img{width:44px;height:44px}.brand em{display:block;font-size:.72rem;color:var(--muted);font-style:italic}
nav.main a[aria-current]{box-shadow:inset 0 -3px 0 var(--gold)}
.lang a.on{background:var(--navy)}
.card.feat{border:2px solid var(--gold)}
a.card.link{display:block;text-decoration:none;color:var(--ink);transition:border-color .15s}a.card.link:hover{border-color:var(--green)}
a.card.link h3{color:var(--navy)}a.card.link p{margin:0;color:var(--muted);font-size:.95rem}
.card.yes{border-top:4px solid var(--green)}.card.no{border-top:4px solid var(--gold)}
ul.cross{padding-left:0;list-style:none}ul.cross li{padding-left:26px;position:relative;margin:.35em 0}
ul.cross li:before{content:"✕";position:absolute;left:0;color:#B54708;font-weight:800}
.disc{margin-top:28px;border:1px solid var(--line);border-left:4px solid var(--navy);background:var(--bg);padding:12px 16px;border-radius:8px;font-size:.86rem;color:var(--muted)}
.draft{background:#FFF6E0;border:1px dashed var(--gold-d);color:#5C3B00;padding:10px 14px;border-radius:8px;margin:0 0 18px}
.narrow{max-width:820px}.crumbs{margin:0 0 6px;font-size:.9rem}.crumbs a{color:var(--muted)}
.endcta{margin-top:28px;background:var(--bg)}
.langban{background:var(--gold);color:var(--navy);font-weight:600;font-size:.92rem}.langban .wrap{display:flex;gap:10px;align-items:center;padding-top:8px;padding-bottom:8px;max-width:1280px}
.langban a{color:var(--navy);font-weight:800}.langban button{margin-left:auto;background:none;border:0;font-size:1.3rem;color:var(--navy);cursor:pointer}
@media(min-width:720px){.g4{grid-template-columns:1.3fr 1fr 1fr 1.2fr}}.g4{display:grid;gap:20px}
footer a{color:#fff;line-height:1.9}
main section:not(.hero) h1{color:var(--navy);font-size:clamp(1.8rem,4vw,2.5rem);line-height:1.15;letter-spacing:-.02em}
.narrow h2{font-size:1.4rem;margin-top:1.3em}
.pnote{margin:4px 0 8px;color:var(--navy)}.guarantee .todo{font-weight:700}
/* hero background network */
.hero{position:relative;overflow:hidden;background-image:url(/assets/hero-net.svg),linear-gradient(160deg,#0B3B4F 0%,#0E4A5F 60%,#12566F 100%);background-size:cover,auto;background-position:center}
.hero.anim{background-image:linear-gradient(160deg,#0B3B4F 0%,#0E4A5F 60%,#12566F 100%)}
.hero>.wrap{position:relative;z-index:1}
.hero-net{position:absolute;inset:0;z-index:0;pointer-events:none}